St Kilda Consulting 02 - Innocent as Sin

government, that’s worth up to ten years in federal prison.”
    “All I’ve done is provide you and your wife with routine banking services,” Kayla said hoarsely.
    Bertone stroked his fingers over the brown envelope. “You opened several accounts at American Southwest for my lovely wife’s art-oriented activities, correct?”
    Adrenaline rushed through Kayla, thawing the ice in her throat, her gut. “That’s what I’m paid to do—open accounts.”
    “And you’ve accepted numerous deposits from our Aruba and Barbados banks to replenish those accounts,” Bertone said.
    “Only when Elena had unusually large bills.” Kayla looked atElena. The woman was sipping coffee and thumbing through the society pages.
    “Don’t forget the Russian paintings I bought for Andre’s birthday a few months ago,” Elena said without looking up. “The sum was several millions of dollars. Five, in fact.”
    “You paid what the gallery charged,” Kayla said. “Way too much, in my opinion, but I’m not an art appraiser.”
    “Was the source of the money used for payment well documented?” Bertone asked idly.
    But his eyes weren’t idle. They were the eyes of a predator that had just pounced.
    Adrenaline and ice fought for control of Kayla. She had expedited the birthday transfer on Elena’s assurances that she would provide the supporting documentation for the transaction as soon as the paintings cleared customs.
    Now Kayla knew why Elena had been “too busy” to gather documentation.
    “I see you begin to understand,” Bertone said. “You established accounts and funded them without a clear idea of the source of the funds.”
    “It’s a technical violation,” Kayla said tightly. “Hardly worth a fine, much less a jail sentence.”
    “There have been several such technical violations over the past few months,” Elena said. “Coffee, Andre?”
    “Thank you.” He glanced back at Kayla. “When those violations are added up, they make a disturbing pattern of complicit and compliant banking practices. Your practices, Kayla.”
    Adrenaline urged her to flee.
    Her brain overruled.
    She had been and was under strong pressure from the bank to keep the Bertone account happy. She’d cut a few modest corners to do so, knowing that Steve Foley, the head of the private bankingdivision, would strip naked, jump on a pogo stick, and sing “I Am Woman, Hear Me Roar” to keep Andre Bertone’s millions under deposit.
    Can’t fight.
    Can’t flee.
    Think, she told herself savagely. There’s no other choice.
    Bertone sipped coffee noisily, all but straining it through his modest mustache.
    Kayla turned to Elena. “Is this what I get for trying to be helpful?”
    “No,” Bertone said before his wife could answer, “this is what you get.” He picked up the brown envelope and offered it to Kayla.
    She looked at it like it was a snake.
    “Go ahead,” Bertone said almost gently. “The damage is already done.”
    “This is a fine opportunity,” Elena said, her voice impatient. “Don’t be such a ninny.”
    Kayla took the big envelope. She knew her hands trembled, but there was nothing she could do about it. She pulled out a sheaf of documents and fanned rapidly through them.
    Escrow instructions.
    Quit-claim.
    My signature.
    Bertone’s signature in the margin.
    Realization came. “You’re the one who bought my ranch.”
    “Exactly,” Bertone said. “I paid you an outrageous price for a few acres of sand and a dull, worn-out house. No matter what the Phoenix Chamber of Commerce claims, it will be many years before development comes to those dismal acres. Who would expect an international businessman like me to pay so much for so little?”
    Kayla’s stomach slid down her backbone. No one would believe it. She certainly didn’t.
    Not anymore.
    Bertone ticked off points on his fingers. “You opened accounts, you moved money without proper documentation, you never even asked for copies of my passport and my wife’s.”
    Kayla wanted to argue. She couldn’t. Taken alone, nothing she’d done would cause a problem.
    Taken together…
    “I see you understand,” Bertone said, saluting her with his coffee cup. “To a nasty, suspicious mind, the sale of your ranch would look like payment for the illegal services you rendered.”

9
    North of Seattle
Friday
9:39 A.M. PST
    S ilently Rand McCree put the nearly bare canvas into a cubbyhole and propped his folded easel in the corner of the old cedar cabin that