H Is for Homicide

there was nothing in his current circumstances, nothing in his background, nothing in his nature, that would invite violence. Since there were never any suspects, we were made uncomfortably aware of our own vulnerability, haunted by the notion that perhaps we knew more than we realized. We discussed the subject endlessly, trying to dispel the cloud of anxiety that billowed up in the wake of his death.
    I was no better prepared than anyone else. In my line of work, I'm not a stranger to homicide. For the most part, I don't react, but with Parnel's death, because of our friendship, my usual defenses – action, anger, a tendency to gallows humor – did little to protect me from the same apprehensiveness that gripped everyone else. While I find myself sometimes unwittingly involved in homicide investigations, it's nothing I set out to do, and usually nothing I'd take on without being paid. Since no one had hired me to look into this one, I kept my distance and minded my own business. This was strictly a police matter and I figured they had enough on their hands without any "help" from me. The fact that I'm a licensed private investigator gives me no more rights or privileges than the average citizen, and no more liberty to intrude.
    I was unsettled by the lack of media coverage. After the first splash in the papers, all reference to the homicide seemed to vanish from sight. None of the television news shows carried any follow-up. I had to assume there were no leads and no new information coming in, but it did seem odd. And depressing, to say the least. When someone you care about is murdered like that, you want other people to feel the impact. You want to see the community fired up and some kind of action being taken. Without fuel, even the talk among the CF employees began to peter out. Speculation flared and died, leaving melancholy in its place. The cops swept in and packed up everything in his desk. His active caseload was distributed among the other agents. Some relative of his flew out from the East Coast and closed his apartment, disposing of his belongings. Business went on as usual. Where Parnell Perkins had once been, there was now empty space, and none of us understood quite how to cope with that. Eventually, I would realize how all the pieces fit together, but at that point the puzzle hadn't even been dumped out of the box. Within weeks, the homicide was superseded by the reality of Gordon Titus – Mr. Tight-Ass, as we soon referred to him – the VP from Palm Springs, whose transfer to the home office was scheduled for November 15. As it turned out, even Titus played an unwitting part in the course of events.

2
    CF HAD BEEN buzzing about Gordon Titus since June when the quarterly report showed unusual claim activity. In an insurance office, any time the loss ratio exceeds the profit ratio by ten percent, the board begins to scrutinize the entire operation, trying to decide where the trouble lies. The fact that ours was the California Fidelity home office didn't exempt us from corporate abuse, and the general feeling was that we were headed for a shake-up. Word had it that Gordon Titus had been hired by the Palm Springs branch originally to revise their office procedures and boost their premium volume commitment. While he'd apparently done an admirable job (from the board's point of view), he'd created a lot of misery. In a world presided over by Agatha Christie, Gordon Titus might have ended up on the conference room floor with a paper spindle through his heart. In the real world, such matters seldom have such a satisfactory ending. Gordon Titus was simply being transferred to Santa Teresa, where he was destined to create the same kind of misery.
    In theory, this had little or nothing to do with me. My office space is provided by CF, in exchange for which I do routine investigations for them three or four times a month, checking out arson and wrongful death claims, among other things. On a quarterly basis, I put together documentation on any suspect claim being forwarded to the Insurance Crime Prevention Institute for investigation. I was currently pursuing fourteen such claims. Insurance fraud is big business, amounting to millions of dollars a year in losses that are passed on to honest policy holders, assuming there are still a few of us left out here. It's been my observation, after years in the business, that a certain percent of the population simply can't resist the urge to cheat. This inclination