The Twelfth Card

around him. He didn’t think of the place in racial or cultural terms. He saw it as an opportunity. For him a man’s worth was determined by his ability to pay his debts on time—specifically, and from a self-interested point of view—a man’s ability to cough up the rent or mortgage on one of the redevelopment projects that Sanford Bank had going on in Harlem. If a borrower was black or Hispanic or white or Asian, if he was a drug dealer or an ad agency executive . . . didn’t matter. As long as he wrote that monthly check.
    Now, on 125th Street, he passed one of the very buildings his bank was renovating. The graffiti had been scrubbed off, the interior gutted, building materials stacked on the ground floor. The old tenants had been given incentives to relocate. Some reluctant residents had been “urged” to and had taken the hint. Several new renters had already signed expensive leases, even though the construction wouldn’t be completed for six months.
    He turned onto a crowded, commercial street, looking at the vendors. Not what he needed. The banker continued on his search—the final task in an afternoon that had been hectic, to say the least. After leaving his office at the Sanford Foundation he’d sped to his weekend house in New Jersey. There he’d unlocked the gun cabinet and removed his double-barreled shotgun. At the workbench in the garage he’d sawed the barrels off, making the gun only about eighteen inches long—a surprisinglyhard job, which had cost him a half dozen electric-saw blades. Tossing the discarded barrels into the pond behind the house, the banker had paused, looking around him, reflecting that this deck was the place where his oldest daughter would be getting married next year after she graduated from Vassar.
    He’d remained there for a long moment, gazing at the sun breaking on the cold, blue water. Then he’d loaded the shortened gun and placed it and a dozen shells in a cardboard carton, covered them with some old books, newspapers and magazines. He wouldn’t need any props better than these; the professor and Geneva weren’t going to survive long enough to even look inside the box.
    Dressed in a mismatched sports coat and suit, hair slicked back, with drugstore reading glasses—the best disguise he could come up with—Ashberry had then sped across the George Washington Bridge and into Harlem, where he now was, searching for the last prop for the drama.
    Ah, there . . .
    The banker parked and got out of the car. He walked up to the Nation of Islam street vendor and bought a kufi, an Islamic skullcap, drawing not the least blink of surprise from the man. Ashberry, who took the hat in his gloved hand (thanks again, Thompson), then returned to the car. When no one was looking he bent down and rubbed the hat on the ground beneath a telephone kiosk, where he guessed many people had stood during the past day or so. The hat would pick up some dirt and other evidence—ideally a hair or two—which would give the police even more false leads on the terrorist connection. He rubbed the inside of the hat on the mouthpiece of the phone to pick up saliva and sweat for DNA samples. Slipping the hat into the box withthe gun and magazines and books, he climbed back into the car and drove to Morningside Heights and onto the Columbia campus.
    He now found the old faculty building that housed Mathers’s office. The businessman spotted a police car parked in front, an officer sitting in the front seat, looking vigilantly over the street. So she did have a guard.
    Well, he could handle it. He’d survived tougher situations than this—on the streets of South Philly and in boardrooms down on Wall Street. Surprise was the best advantage—you could beat overwhelming odds if you did the unexpected.
    Continuing along the street, he made a U-turn and parked behind the building, his car well out of sight and aimed toward the highway for a fast escape. He climbed out and looked around. Yes, it could work, he could approach the office from the side, then slip through the front door when the cop was looking elsewhere.
    As for getting away, there was a back door to the building. Two ground-level windows too. If the cop ran for the building the minute he heard the shots, Ashberry could shoot him from one of the front windows. In any case he should have enough time to drop the kufi as evidence and get to his car before any other police arrived.
    He found a pay phone. He called the