Bad Luck and Trouble

stop the whole thing sliding across the floor. The second guy jerked like a weightlifter and brought the stretcher almost vertical. Franz sagged down against the straps. He was a big guy, and heavy. And determined. His legs were useless but his upper body was powerful and straining hard. His head was snapping from side to side.
    The first guy took out a gravity knife and popped the blade. Used it to saw through the strap around Franz’s thighs. Then he paused a beat and sliced the strap around Franz’s chest. One quick motion. At the exact same time the second guy jerked the stretcher fully upright. Franz took an involuntary step forward. Onto his broken right leg. He screamed once, briefly, and then took a second instinctive step. Onto his broken left leg. His arms flailed and he collapsed forward and his upper-body momentum levered him over the locked pivot of his immobile hips and took him straight out through the open door, into the noisy darkness, into the gale-force rotor wash, into the night.
    Three thousand feet above the desert floor.
    For a moment there was silence. Even the engine noise seemed to fade. Then the pilot reversed the Bell’s rotation and rocked the other way and the door slammed neatly shut. The turbines spun up again and the rotor bit the air and the nose dropped.
    The two guys clambered back to their seats.
    The man in front said, “Let’s go home now.”

2
    Seventeen days later Jack Reacher was in Portland, Oregon, short of money. In Portland, because he had to be somewhere and the bus he had ridden two days previously had stopped there. Short of money, because he had met an assistant district attorney called Samantha in a cop bar, and had twice bought her dinner before twice spending the night at her place. Now she had gone to work and he was walking away from her house, nine o’clock in the morning, heading back to the downtown bus depot, hair still wet from her shower, sated, relaxed, destination as yet unclear, with a very thin wad of bills in his pocket.
    The terrorist attacks of September 11th, 2001, had changed Reacher’s life in two practical ways. Firstly, in addition to his folding toothbrush he now carried his passport with him. Too many things in the new era required photo ID, including most forms of travel. Reacher was a drifter, not a hermit, restless, not dysfunctional, and so he had yielded gracefully.
    And secondly, he had changed his banking methods. For many years after leaving the army he had operated a system whereby he would call his bank in Virginia and ask for a Western Union wire transfer to wherever he happened to be. But new worries about terrorist financing had pretty much killed telephone banking. So Reacher had gotten an ATM card. He carried it inside his passport and used 8197 as his PIN. He considered himself a man of very few talents but some varied abilities, most of which were physical and related to his abnormal size and strength, but one of which was always knowing what time it was without looking, and another of which was some kind of a junior-idiot-savant facility with arithmetic. Hence 8197. He liked 97 because it was the largest two-digit prime number, and he loved 81 because it was absolutely the only number out of all the literally infinite possibilities whose square root was also the sum of its digits. Square root of eighty-one was nine, and eight and one made nine. No other nontrivial number in the cosmos had that kind of sweet symmetry. Perfect.
    His arithmetic awareness and his inherent cynicism about financial institutions always compelled him to check his balance every time he withdrew cash. He always remembered to deduct the ATM fees and every quarter he remembered to add in the bank’s paltry interest payment. And despite his suspicions, he had never been ripped off. Every time his balance came up exactly as he predicted. He had never been surprised or dismayed.
    Until that morning in Portland, where he was surprised, but not exactly dismayed. Because his balance was more than a thousand dollars bigger than it should have been.
    Exactly one thousand and thirty dollars bigger, according to Reacher’s own blind calculation. A mistake, obviously. By the bank. A deposit into the wrong account. A mistake that would be rectified. He wouldn’t be keeping the money. He was an optimist, but not a fool. He pressed another button and requested something called a mini-statement. A slip of thin paper came out of a slot. It had faint gray